Take your debit card out of your wallet and take a look at it now. VISA’s network is called PLUS (also known as Visa PLUS) while MasterCard manages two networks: Maestro and Cirrus. Understand Modern Credit and Debit NetworksĮach major credit card network (VISA, MasterCard and American Express) manages their own global cash network as well. While it easy to access your money abroad, learning a few simple rules for using your Debit and Credit Cards in Europe, will make your travel experience much better. Using your credit card and debit card in Europe is very easy these days thanks to global financial networks. The simple answer is yes, your debit and credit card will work in Europe. Can I use my debit card in Europe? Do I need a pin for my credit card in Europe? These are the most common questions I get about using debit and credit cards in Europe.